The Federal government gives out billions of dollars every year in grants. There are many types of grants available to American citizens, and there are ways to find out what grants are applicable to your needs. Not only are there grants available from the Federal government, there are countless other grants available from private companies and foundations. It is estimated that there is over $400 billion in funding available through grants in the United States.

The qualifications for these grants vary in different states, and according to the grants, restrictions apply. The common restriction for all Federal grants is that the applicant must be an American citizen. When it comes to student aid, and housing grants, they are usually awarded on a "need" basis. College students who can't pay for their college education have the opportunity to apply for these grants. The Pell Grant is an example of a federally funded grant that pays for the schooling of who cannot afford it.

Another form of grant is a housing grant. This grant will pay for housing for those who cannot afford to pay for it themselves. The Federal government has set up the Supportive Housing Program to help get homeless families off the streets and into permanent housing. These grants provide job training for those in need, as well as help them obtain a greater sense of self determination to give them an opportunity to get off the streets and make their lives better.

If you are in dire need of money, you need to know that the Federal government has programs that are willing to help you regardless of your situation. Go to your nearest state or community services office, or go online to federal and government grants and programs. You may find the help you need.